Reader’s Question:

I have an auto insurance question: If I do not declare all my traffic tickets in my application form, will the insurance company know about it?

Ben

Los Angeles CA

When shopping for vehicle insurance quotes of purchasing one, you need to provide accurate and correct information always. If the insurer asks about any traffic tickets or accident incurred for a certain period of time, you are required to mention everything.

If you provide correct and accurate information regarding your previous traffic violation and when the insurer checks your driving history and see that you did not provide correct information, the will cancel the vehicle insurance quote that was given to you originally. It will be a waste of time.

If you, for instance, fail to tell your insurance company about the accident 6 months ago, the quoted amount that was given to you will then be considered as incorrect and you will have to pay additional amount of what should have been charged. It is also possible that your car insurance company will cancel your account once they found out that you have a DUI in your driving record and you fail to inform them about it.

Many states consider this as misrepresentation or a form of insurance fraud if you intentionally leave off information regarding your driving record. If you have more auto insurance question regarding your policy, you can call your car insurance company.