Reader’s Question:

My car insurance company in Columbus Ohio told me that they will not renew my car insurance policy. What will happen? Will I have a hard time finding car insurance this time? I never had tickets or accidents.

Richard

Columbus, OH

The renewal of your policy will either depend on you or your car insurance carrier. Your car insurance company will provide a certain number of days of notification letter depending on the states where you reside. This letter will show explanation regarding non renewal of your car insurance policy. If you believe that the reason for non renewal is not fair then you can always contact your car insurance company regarding this. You may also contact the state insurance department in Columbus, Ohio.

Some of the possible reasons are:

• The car insurance company may have decided to drop that certain line of insurance
• The insurance company decided to write fewer policies in your area

The reason for non renewal may not always be because you did something. However, if you receive a ticket for drunk driving (dui/dwi) it will increase the car insurance provider’s risk considerably, and your car insurance rate may increase and your policy will not be renewed.

If your car insurance provider will not renew your car insurance policy, it does not always mean that you will not be able to get affordable car insurance rate from other insurer’s. There are a lot of car insurance provider who will insure you especially if you have a good driving record.